Professional Governmental Underwriters, Inc.

The Benefits of an Active Shooter Risk Assessment | Over the past two decades, hundreds of people have lost their lives and thousands more were injured at the hands of gun-based violence. “Active shooters” seem to be a near-weekly occurrence, with devastating results that tear lives and communiti...

The Legal Concerns of Classroom Technology | Technology has always been a part of our classroom experience in the United States; it’s just gotten more and more sophisticated as new technologies are developed. Technology has helped create a more connected workspace for teachers and a more collabor...

Teachers on Social Media: Where Do the Boundaries Fall? | From Twitter to Facebook, Instagram to Snapchat, live streaming to double-tapping, social media has transformed the way we connect and communicate. It’s made its way into our business lives, health and wellness, political views, and school...

School Board Liability Insurance: Is There A Discipline Imbalance? | School boards and officials across the country are reevaluating the way they approach discipline in schools. The balance between being too harsh and feeling limited in discipline options is coming at the expense of creating a sa...

Would Armed Guards on Campuses Just Increase Liability? | A recent study from the National Center for Education Statistics found that the number of armed guards or armed personnel on school campuses in the United States is on the rise. Armed officers were present at least once a week in 43 percen...

When Do Schools Legally Have the Right to Suspend or Expel Students? | Expelling a student shouldn’t be the first thing that schools and their boards shoot for when disciplining their students. Some misconduct in school does bring about the conversation around possible expulsion, but it should st...

The Current State of Age Discrimination in Education | Throughout the United States, educators who have taught for a number of years are starting to feel the effects of a growing problem around age discrimination in their schools. Traditionally heralded as valuable teaching commodities in schools...

The Great Debate: Vaccination Requirements in Schools | All across the country, states are debating whether or not to make it more difficult for students and their families to avoid vaccinations due to religious or philosophical reasons. Unfortunately, at this time, measles has made a comeback an...

The Issues with Rented Buildings for Charter Schools | For some charter schools in the United States, things can get complicated when it comes time to pay the rent. Charter schools that rent buildings owned by landlords, such as school districts, may have to give their building back at some point...